ACI Worldwide

Global payment trends

Charting the growth of immediate payments

Across the world, real-time or ‘immediate payments’ (IP) is on the rise – and in many geographies, transaction volumes are set to accelerate rapidly.

It’s not hard to understand why the world is racing towards real-time. From central banks and governments to billers, fintechs and individual citizens, everybody in the payments ecosystem stands to benefit from IP in some way. Yet before these benefits can be felt by all, there’s work to be done – whether that’s updating central infrastructure, ensuring access to new payment types or shifting the dial on common payment behaviors.

If you’re an interested party, how should you respond? To truly capitalize on the opportunity of IP, everybody involved in their nation’s payments ecosystem must follow its development and start planning for the future accordingly. The best way to do that successfully is with the relevant data at your fingertips.

That’s why, in 2020, ACI Worldwide partnered with GlobalData to analyze IP adoption trends from a sample of 30 global markets. You can learn more about our data sources and the authors of this research in the full report.

This has enabled us to build a comprehensive understanding of current IP landscapes and discover some common indicators of IP success. We’ve also established which markets are on a rapid upward trajectory, which markets are presently inhibited by certain factors, and crucially, what different geographies need to do to unleash the potential of IP. You can explore your region of interest now — along with plenty of extra insight for you to download and digest.

Prime Time for Real-Time

From regional insights to key indicators that IP will soon accelerate in your market, download the full report for more insight.

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Evolutions in Payments Issuing

Remain front of wallet with this new eBook, showcasing the top three ways issuers can meet consumers’ expectations by leveraging real-time capabilities.

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Achieving Digital Differentiation

Explore how a strong payments risk management strategy can enable financial institutions to protect profitability while creating winning payment experiences and growth.

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The P27 Opportunity

As the Nordics continue to set the standard for the future of digital payments, what can the rest of the world learn about successful cross-border payment initiatives?

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Building the Foundations of a Real-Time World

Hoping to drive IP growth in your nation? Discover how governments and central banks around the globe have successfully built the foundations for real-time success.

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Real-Time Payments Modernization

From real-time payments to enhanced data, payments modernization has many benefits. But before they can be enjoyed, the challenges of modernization must be overcome.

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The U.S. Real-Time Opportunity

The time for real-time payments in the U.S. has arrived. Understand how financial institutions across the payments ecosystem can truly capitalize on the opportunity now.

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The New Era for Acquiring

Acquirers operate in a complex and challenging landscape. To thrive throughout the next decade, they must have the right capabilities in place — as we reveal inside.

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