Real-time payments success relies on central infrastructures delivering financial frameworks that ensure security, flexibility, connectivity and innovation. PayNet—the central infrastructure supporting Malaysia’s real-time payments scheme—leveraged ACI Low Value Real-Time Payments to build “one of the most future proof, inclusive and flexible real-time payment systems Celent has ever seen.”

See why PayNet won the Celent Model Bank 2021 Award for Financial Infrastructure:

  • Built its real-time payments network in only nine months
  • Deployed an ISO 20022-native offering
  • Processed a billion transactions within the first two years—with up to 100 million per month forecast by 2024
  • Can support value-added services, including Request to Pay and QR codes
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