It is no secret that over the past years, acquiring banks have been challenged to rethink and restructure their business model due to new payment methods, new competitors and changing regulations disrupting the way they operate.
Traditionally, acquirers made most of their profit from the fees they charged their merchants based on their transactions. However, that profit margin has drastically decreased, and these financial institutions are faced with the eternal question of "how can I improve my margin?" The answer is either by increasing revenue streams or reducing costs.
In this guide, ACI Worldwide presents five ways an acquiring bank could improve its profit margin while meeting new industry challenges.